Ahorro e inclusión financiera: una revisión de la literatura desde la Economía del Comportamiento

Ignacio Esteban Carballo, Emilio Girbal


Este trabajo estudia la relevancia del ahorro para la promoción de la inclusión financiera en el marco de la economía del comportamiento. Específicamente, expone una revisión sistemática de la literatura que repasa los sesgos cognitivos que pueden actuar en detrimento del ahorro por parte de los individuos, y estudia los nudges orientados al fomento del ahorro como una propuesta de intervención costo-efectiva surgida de este campo en que economía y psicología se entrelazan. Se realizan recomendaciones buscando así contribuir al debate de la política pública en torno a la promoción de la inclusión financiera.

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